My Deceased husband managed to obtain a single payer mortgage through countrywide funding in 2007. I am named on the Mortgage but not the note. I never attended a closing on this mortgage, yet through deceit, he was able to obtain my signature on the actual mortgage document. In Nov of 2012 he passed away and I found out about the mortgage because the paperwork open on his desk (I was for obvious reasons not living in the home with him at that time) was for loan modification with Bayview funding. I contacted Bayview to find out what could be done to rectify the mortgage with them. They would not speak to me until they received a death certificiate. They gave me a fax number to send it to. Several days later, they said they still had not received it. Over the course of 3 months, I sent them 7 copies of the death certificate, via fax, usmail Registered US mail, Certified usmail, federal Express and UPS. I also used multiple fax services, company, Staples, and the neighbors fax machine. Then I retained a lawer who also sent them correspondence. Finally after many months, I did find a representative who agreed to talk to me, after I sent him yet 1 more copy of the death certificate. He said he would return my call when he received it. Again certified mail, FedEx and fax... the rep never called me back. I called him and left several voice mails, I never got a call back. My lawyer sent correspondence 16x more over the course of 3 years. Then I received a notice, to My Deceased husband and yet another for myself, of foreclosure. The bank had now tacked on $60,000 in fees and compounded interest. At the judicial meetings we had 2x with the Supreme Court Judge, the indicated willingness to negotiate down the amount owed. With my lawyer, they refused. Additionally, they are still operating under the belief that My husband is still alive. They have now filed a second notice for intent to foreclose. At my wits end. I don't want to loose my home!