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Bayview Loan acquired or bought my loan in 2011 from M&T Bank. I had never missed a payment on my home which I bought in 2005.

The second month into having Bayview Loan Servicing, LLC as my servicer they sent me a letter stating that my payment went up about 150.00...I have a fixed conventional loan...I called and they claimed I missed a payment... I said I ABSOLUTELY did not..I filed ch.13 bankruptcy in September 2011 and told them. This was in January 2012. They said a rep would call me back from their bankruptcy department.

They quit talking to me.. A rep called me stating she was in their bankruptcy department and then told me oh, it wasnt a missed payment why your monthly mortgage payments went up, it is because you don't have hazard insurance...I said YES I do!! I have had it since I bought the home and the same Insurance rep I have been with American Family insurance since I bought the home and I will have my insurance agent Dan give you a call and confirm....Well he did and I thought the payment issue was over, but little did I know that Bayview Loan Servicing (since they claim they didnt have to send my any documents or statements, etc) since I was in bankruptcy) decided to put my funds wherever they wanted add fees whenever they wanted, take my payments for 3 years as partial payments and deplete my positive account and escrow account that I built up for 7 years, all without telling me ANYTHING. Never once was I told my account was in arrears or jeapardy until I find out July 21, 2016 that they are trying to foreclose on my property....I think Bayview Loan Servicing took advantage of my bankruptcy situation and I think they are thieves and do predatory lending....I'm sick that they are in business...I will continue my quest to turn them in as have them answer to their illegal activity...I am not going to go down easy...If thats what they think, they chose the wrong person to try to take their home from them....It is a terrible unjust crime that they alot of times are getting away with...It is also very unjust and grossly unfair that our country can allow this kind of devastation to go on with consumers having to fight aggressive banks and you cant even get representation if your not rich....Everyone knows whats going on and looks they other way....But I refuse to look the other way and if till the day Im put in the ground, I will be researching and letting everyone that matters know of the most devastating financial crisis I have ever been through was with this company.

I want them out of business!!!!

I also am going to try my hardest to make sure it happens....I wouldn't take this this far, it I knew in my heart that I was out of line, I just want what is fair and them to take responsibility for ruining peoples lives the way do.... I have already told my side of the story to CFPB and many other agencies...

Reason of review: Poor customer service.

Preferred solution: I want a full audit done on my loan, I want my credit fixed, I want all my monies owed to me refunded w/monetary damages to self, credit, lawyer retained for a month, research since finding out on 7-21-16 paid me and a new servicer e.

Location: Phoenix, Arizona

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Guest

We fought with BLS for 8 years and won. They are just debt collectors.

We went all the way to the state Supreme Court and won. We will be releasing website soon with all court decisions and trial transcripts. It is very enlightening sworn testimony and is worth reading. They are crooks and liars and we have the testimony to prove it.

Keep fighting you are not losers they are sleazy dept collectors. Coming soon.

Guest
reply icon Replying to comment of Guest-1254798

Any information to help us yet?

Guest
reply icon Replying to comment of Guest-1254798

Have you released anything yet? I am in the process of getting paperwork, research, federal and state laws together to bring a stronger case.

I have 13days till they commence Foreclosure on a house I've been in for 22yrs. Please HELP.JLBulson@***.com

Aayansh Nkl
reply icon Replying to comment of Guest-1254798

I HAVE SENT IN 4 payments that would have arrived me over until March of next year,make payments in advance they let 5weeks go by and tell me funds didnt go through and want me to sign hardship,I told them I made several payments in 4 payments does it look like I'm in hard ship,i said it's all full funny you would wait 5 weeks and say funds didnt go through and offer hardship form,they are crooks will be seeking lawyer ,that happen 4times.

Guest

MY GOD!!!! WHAT THE *** HAS OUR COUNTRY COME TO?????

WHY ARE JUDGES KNOWING WHAT THEY DO AND WHAT CONSUMERS ARE SAYING - STILL SIDING WITH THESE LENDERS WHEN THE CONSUMERS FINALLY GET A CHANCE IN COURT....NO WONDER PEOPLE GO POSTAL AND TAKE MATTERS INTO THEIR OWN HANDS OR S N A P.....THIS HAS GOT TO STOP!! THESE GREEDY M.F'ERS WILL ROT IN ***.....

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